How Long Does It Really Take to Add USD/EUR Payment Corridors to a Fintech Product?
If you're a CTO or Head of Product at an Argentine fintech, you've probably run this calculation already: how long would it actually take to launch this?
Beta Sandbox Open to selected teams · Live API coming soon
The easiest way to add crypto to your business
One API to embed stablecoin payments, payouts, client accounts, and settlement — with compliance built in. Made for the EMIs, banks, and teams that move money for others. Live API coming soon — request free access today.
The Beta Sandbox is a non-production environment for evaluation, testing, and feedback. Live transactions, pricing, and production compliance arrive with the Live API.
- Easy to integrate
- Standardized API
- Agent-ready
- Compliance built in
Who it's for
Built for the businesses that move money for others
From regulated institutions to embedded-finance teams — if you move funds for your clients, you can add a crypto layer without rebuilding your stack.
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Electronic Money Institutions
Add a regulated crypto exchange or stablecoin rails to your existing license and product.
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Banks
Add a digital-asset settlement layer — like the first global Visa stablecoin settlement we supported.
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Fintechs & PSPs
Embed stablecoin payments and payouts inside your product, with us managing the layer behind it.
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Cross-border & treasury teams
Run fast settlement and programmatic treasury across accounts, currencies, and borders.
Why now
Even established institutions are adding a crypto layer
We supported the first global Visa stablecoin settlement in the CEMEA region for a bank with no prior crypto exposure — and we've shipped with EMIs, a maritime business, and a wealth-tracking provider. A digital-asset infrastructure layer is now a strategic move for the businesses that move money for others — and the teams that move first win their market.
- 01
Skip years of build
Use payment rails, account models, and settlement that already exist instead of building your stack from scratch.
- 02
Compliance built in*
With the Live API, we run the compliance layer and can onboard your clients — so your team focuses on growing volume.
- 03
Ready for agents
Event-driven, scoped, and predictable — built for automation and AI-agent workflows from day one.
How it works
Your product stays in front. YouHodler powers the flow.
A simple flow on the surface. Years of infrastructure underneath. Your customers stay in your product while YouHodler supports the account structure, stablecoin flows, compliance, internal records, and settlement behind it.
Your app / portalYour brand, your UX
Treasury toolsManage funds programmatically
AutomationAI-assisted workflows
Payment platformsEmbed stablecoin rails
YouHodler Platform
Client AccountsAccount-level tracking
Compliance & ControlsApproval records and activity history
SettlementClear final states
FundingFund accounts & move liquidity
Payments & PayoutsStablecoin rails
On / off-rampFiat ↔ digital assets
ConversionSettles to a clear, final status
What you can build
From client accounts to cross-border payments
Build an exchange for your EMI, a cross-border payment system, escrow services, or treasury tooling — all on one standardized API.
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Client accounts
Create and manage accounts for every customer.
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Funding and liquidity
Fund accounts and move liquidity where needed.
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Stablecoin payments & payouts
Send and receive payments on stablecoin rails.
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On-ramp and off-ramp
Move between fiat and digital assets inside your product.
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Conversion and settlement
Convert between assets and settle each transaction to a clear, final status.
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Controls and internal reporting
Track internal activity, approvals, and operation records.
Save years. Start in days.
From Beta Sandbox to the Live API
A faster path to launch digital asset flows — without years of infrastructure build.
- Day 1
Apply & get Beta access
- Days 2–5
Test your first flow
- Week 1
Configure operational controls
- Weeks 2–3
Review for production
- Live API
Get approved for Live API access
For developers
Built for developers. Ready for agents.
Clear contracts. Scoped access. Event-driven flows. Build with just a project description, a strong AI stack, and an API key — so developers, automation systems, and AI agents can ship in days.
- One API model — accounts, funds movement, approvals, events, and internal reporting
- Scoped service accounts — issue once, rotate later, revoke anytime
- Reliable execution — idempotency, controlled updates, clear operation states
- Event-first integration — webhooks and event history to keep systems in sync
- Flow-first docs — start with real journeys, then move into API reference
Apply for Beta access
Join the Beta cohort before the Live API opens
We onboard a limited number of teams each cohort so every one gets hands-on support. Tell us what you want to build and apply for a place.
Beta teams get:
- Free, fully-featured Sandbox with direct support from our team
- Priority access to the Live API at launch
- Preferential launch terms, locked in early
- A direct say in the roadmap as we build
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FAQ
Frequently asked questions
When will the Live API be available?
The Live API is coming soon. The Beta Sandbox is open now to a selected group of teams as the early-access path to it — apply to secure your place.
Is compliance included?
With the Live API, YouHodler runs the compliance layer and can onboard your clients, so your team focuses on growing volume. The Beta Sandbox is non-production and does not yet include the production compliance model.
How do I get selected for the Beta?
Apply with your company and your first use case. We onboard a limited number of teams, review fit quickly, and then share Beta Sandbox access and direct support.
Is the Business API live in production?
Not yet. Current access is through the API Beta Sandbox, which is intended for evaluation, technical testing, and feedback only. The Live API is coming soon.
Can I use the Beta Sandbox for live transactions?
No. The Beta Sandbox is a non-production environment. It does not provide production keys, live transactions, pricing, or a production compliance model.
What happens after testing?
Once your team validates the integration, YouHodler can review the use case, controls, compliance requirements, and production-readiness path separately.
What is a digital asset infrastructure provider?
A digital asset infrastructure provider offers core systems for managing digital assets — including accounts, payments, custody, conversion, and settlement — through APIs and platforms used by businesses.
How do I integrate stablecoin payments into my product?
You can integrate stablecoin payments through an API platform that provides client accounts, on-ramp and off-ramp, payouts, and settlement, without building the full infrastructure stack yourself.
What is YouHodler Business API?
YouHodler Business API is digital asset infrastructure for businesses that manage funds flows inside their products. It enables client accounts, stablecoin payments, payouts, on-ramp, off-ramp, conversion, settlement, controls, and internal reporting inside your product.
Who is it built for?
Payment institutions, EMIs, cross-border businesses, fintechs, embedded finance platforms, treasury teams, and teams building automation workflows.
What flows can I launch?
Client accounts, funding, stablecoin payments, payouts, on-ramp, off-ramp, conversion, and settlement — all inside your product.
How fast can we start?
Start in the Beta Sandbox, test your first flow in days, and move toward production readiness after technical and compliance review — saving years of infrastructure build work.
Do we need to build our own infrastructure?
No. You use YouHodler's infrastructure for accounts, liquidity, internal records, and settlement, while keeping your own product and user experience.
Can we keep our own product and brand?
Yes. Your product stays in front. YouHodler powers the infrastructure behind the scenes.
How are controls and approvals handled?
Roles, limits, and approval records can support how funds movement is configured before execution.
Is this secure and audit-ready?
Operations are traceable through event history, account activity, and internal reporting, with structured controls and settlement visibility.
How does API access work?
You integrate via scoped service accounts with controlled permissions and event-driven updates through webhooks.
Can this be used for automation or AI-driven flows?
Yes. The platform is API-first and event-driven, making it suitable for automated workflows and AI-assisted systems.
What makes it ready for automation?
Clear execution rules, scoped access, and event-driven flows allow automation systems and AI-assisted workflows to operate safely within defined boundaries.